Mortgage

The Taylor team were with me every step of the way for the entire mortgage process. They got me the best rate and answered any questions I had (which were a lot!). If you’re a first time home buyer like myself Holly and Cole are the people to go to.

always very helpful and friendly

extremely friendly and helpful staff, always greeting with a smile and looking to welcome business.

A special thanks to our closest friends that introduced us to Jennifer Price at the Price Team Mortgage company in Fergus Ontario. I’m sure that many people are in a similar situation that my wife and I were in as 2017 was coming to a finish, that situation was simply a shortage of cash, a number bills and lots of home equity that seemed untouchable without actually selling our home. In the spring of 2018 my wife and I will turn seventy and we both want to keep our home and yet we want to remove debt so that at the end of a month we have plenty of cash left. We also want to know that we will leave our home to our son and that the equity will outweigh the remaining mortgage by a substantial amount. Our closest friend told us of their dealings with Jennifer Price at Price Team Mortgages and how incredible the outcome was for them. Their outcome was lots of cash at month end, no debts and still lots of equity in the home they owned in Fergus. Sounded too good to be true, first off we lived in Stoney Creek, over a one hour drive from Fergus. Secondly, we had so many debts, some small and some large, but we did have some equity in our home. Our first concern was how someone so distant would be able to work with us in an efficient timely manner. Secondly we had heard mortgage rules were changing and could we do this before the changes that were due to take place. Third issue we had to consider was an appraisal of our home which seemed impossible as we were in the midst of some renovations and how would someone in Fergus understand the value of homes in Stoney Creek. NB: The appraiser came from Oakville We opted to contact Jennifer Price as we felt that we could at least learn more about how we might fit into the process and whether or not we actually qualified. It was early December 2017 and we knew our chances of putting this together before year end were slim and maybe none. Jennifer would need to organize an appraiser, examine all our outstanding debts, calculate how this could all be assembled so that at the end of the day we would have “NO” debts, a small increase in our existing mortgage and unbelievably leave us with a good sized chunk of money in savings. And she had to interact with a lawyer based in Guelph who also needed to act in a timely manner. At the end of the day Jennifer pulled this off and before Xmas we had completed the entire process and we had a savings account like never before. Today we have no outstanding bills and a small increase in our mortgage payments, but we also have a large amount of money in savings that allows us to live day to day with no financial worries or concerns about the future. We still can’t believe what an amazing difference this has made to our monthly budget, we actually are ahead every month by over fifteen hundred dollars, a big WOW for Jennifer. We must also thank our appraiser Bill Boros from Oakville, Mark F. Graham our lawyer in Guelph, they both did excellent work and in a very timely manner. This has been a life changing event for my wife and I, we have gone from being worried about our future to having no worries and an excellent financial plan moving forward. Blayne and Ruby Willett

Repeat business is the greatest compliment !!!!

I worked with Jesse and Ben from start to finish on two refis and one new home purchase. They were informative, honest, and diligent throughout the entire process. As a veteran, it is difficult to find lenders and brokers who truly understand the VA process, but I was able to find it with Cross State Funding. I highly recommend giving them a call to help you with the process. What's great about them is they can run your credit report and shop your information to multiple lenders. They'll beat any rate you get (they beat mine even with the employee discount) so it will save you money in the long run.

Had a certified cheque from their own branch that I needed certified. The teller didn't know how to do that so she got the manager. The blonde haired manager said they dont certify cheques. Wow, totally shocked because yes they do. Craziness. In the end she made it right but was still a huge inconvience.

Atrocious customer service!!!!!

Thank you so much to Paula and her team at Best Rate Financial for their fabulous service. Your confidant and friendly manner kept us at ease during a very stressful time. We will gladly recommend Best Rate Financial to our family and friends. You have changed our lives for the better!! Nicole and Graham, Hamilton On

Very friendly and attentive staff, especially Martha and Paul