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Ronin Mortgage

Ronin Mortgage

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3.7 Google Review
1965 W 4th Ave #101, Vancouver, British Columbia, V6J 1N3, Canada
(604) 908-8861 www.roninmortgage.com
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Dec 14, 2017
If I could give Gary a negative -5 rating, I would. He was AWFUL, unprofessional, dishonest, unethical, inaccessible, infuriating and above all else, financially irresponsible with our future. Stay as far away as possible. The only positive characteristic you will find in Gary is his ability to protect his interest and commission with “specific banks he only works with”. He NEVER answers the phone, emails, texts, give him a few days...offer & subject removal was 7 days. We gave him ample time; he didn’t ask for the correct documents until it was too late and we were left in a very bad position. I took him a 2.99% 5 year fixed rate; he forced me into a 3.29% 5 year rate & lied!!! He flat out lied!!! We gave him every detail of exactly what our restrictions and requirements were, 6 weeks in advance, in writing; he waited until the day before subject removal to confirm those exact details! He confirmed that our mortgage was approved in writing 12 hours before subject removal, the next day, while taking out s certificated Chequers of 5% at the bank, we received a message from him asking for another document for approval. He had already approved the mortgage 12 hours before subject removal via email. I double checked his recommendations with other brokers and a notary and found him in a lie. ..calculate a 0.29% rate difference on a 5 year fixed mortgage...think about the stress already present with purchasing a property...look at this market...and then consider working with Gary Bains

Feb 19, 2018
Great service. They paid my legal fees !!!! What else to ask for 😊

Jul 8, 2015
I have had Gary and his team work with several clients of mine recently, all of whom have been very pleased with Ronin Mortgage Brokers' services. As a Realtor, it is important that my clients are taken care of, and not left out in the dark. He is always working to get the best rate, and terms possible (even if it is not through him!). Gary had mentioned to me the other day, that for certain deals, it is better to go to certain banks to get a loan or mortgage, as he cannot always compete or get the best deal for a client. In those cases, he will let the client know. When looking to get a mortgage or refinance, give Gary a call.

Jul 9, 2015
With my busy schedule, Ronin mortgage was able to get my mortgage approval at ease. They shopped for the best rates for me without having me go shop around in my own time. They were very efficient and their service was fantastic! I highly recommend them to anyone i know.

May 9, 2014
Absolutely unprofessional. Had a time crunch, contacted him for secured line of credit (LOC) on a property. As far as I can tell, he did not apply to bank he said he did as I checked with him, lied about time frame, did not even ask for necessary documents until too late, said he had approval for a mortgage (on which he would make 10 times the commission as on a LOC). Made it very clear from the beginning we did not want a mortgage. Left us in a very difficult position. By the way, website is misleading, There are no other registered mortgage brokers. I would stay far away from him. hos own interests obviously come first. Appallingly unprofessional

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