Hoyes, Michalos & Associates Inc. – Consumer Proposal & Licensed Insolvency Trustee

Hoyes, Michalos & Associates Inc. – Consumer Proposal & Licensed Insolvency Trustee Claimed

5.0 Google Review
8 King St E #812, Toronto, Ontario, M5C 1B5, Canada
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Jun 27, 2019
WOW!!!! AMAZING!!! About 3 years ago I had the worst credit and could not even get an apartment if they were to do a credit check. A friend told me about HOYES, MICHALOS & ASSCIATES and said that they will take care of me. I called and made an appointment, and from the minute I walked in I was greeted with kindness and there was no judgement. They took on my case, guided me and taught me how to handle my credit properly, and get this stress of debt off my back. They said it would probably take me 5 years to pay everything off, but I was able to get it paid off in 3 years. In that 3 years they checked up on me and continued to give me great advice on how to better my credit. Now, 3 years later, after following their advice to the letter, I had to provide my credit score and report to apply for a new apartment, which I was very nervous about. When I saw my score and report it showed that I AM AT THE HIGHEST CREDIT SCORE YOU CAN RECEVIE IN CANADA NOW!!! So much so that the new landlord company said to me that this is very rare and that my credit is better than 72% of the Canadian population. I would like to say THANK YOU TO: HOYES, MICHALOS & ASSCIATES, for helping me get through my debt issues and guiding me in the right direction to getting this amazing credit score, and feeling this good about the progress I’ve made. To anyone who is reading this who is in debt, there is a light at the end of the tunnel, trust me I know. HOYES,MICHALOS & ASSCIATES is the best company to get you out of debt and have you on the right track.

May 27, 2019
I was supported with my Consumer Proposal by Scott Terrio at the Hoyes.Michalos King Street office in Toronto. He was very understanding, knowledgeable, and empathic. My Proposal was approved by my creditors and I am now feeling relieved at being able to get myself out of debt. Thank you to Hoyes, Michalos & Associates.

Nov 1, 2018
Very professional, excellent service, I felt like they really cared about my situation. I am very thankful and now I have a plan to becoming debt free. Thank You very much.

Dec 1, 2018
Honestly these people deserve some sort of humanitarian award. I had called a couple of other Trustees and found them to be either rude or disinterested or make me feel (even more) terrible about the situation I ended up in. Then I called Hoyes & Michalos after a recommendation from a friend. I went in feeling like the world was resting on my shoulders and came out feeling like someone had just lifted it off. I now had proper, solid, legal information about what could and could not happen, do yourself a favour and stop Googling, it won't help but talking to these guys will. All of the staff were polite, professional, non-judgemental and gave me advice in plain english. They were in no way pushy about what I should or shouldn't do, they simply provided me with the facts and obligations for each option and let me make the decision. These guys can help but its up to you to change your habits!! Can't believe how liberated I feel now that everything is done and dusted. Again stop the Googling, you'll drive yourself insane, go talk to the professionals.

Jun 21, 2018
great personal and friendly to talk too about all debts and problems

Opening Hours

Mon:8 am - 6 pm
Tue:8 am - 6 pm
Wed:8 am - 6 pm
Thu:8 am - 6 pmOpen Today
Fri:8 am - 5 pm