Hoyes, Michalos & Associates Inc. – Consumer Proposal & Licensed Insolvency Trustee

Hoyes, Michalos & Associates Inc. – Consumer Proposal & Licensed Insolvency Trustee Claimed

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2289 Fairview St #Unit 315, Burlington, Ontario, L7R 2E3, Canada
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Jan 10, 2019
"Along life's journey we sometimes find ourselves "Robbing Peter to pay Paul" as that old saying goes to make ends meet and so we live in a vicious circle of debt. Life does not have to be lived that way. WOW!, I made the phone call and sat down with Billy Martell. He "cleared the fog" in my financial status with his expertise/knowledge/respect/empathy/sincerity and let's not forget the smiles. I sure knew I was in the right office for the financial help I needed. A "fresh start" is what it's all about. "THANK-YOU!" Billy!..I'm a baby boomer and I can now sing that tune..."I Can See Clearly Now"

Nov 19, 2018
Can't thank this team enough! Presented me with options I didn't even know about, and always professional, so friendly & approachable. Truly saved me when I was drowning in debt. Highly recommend!!

Oct 7, 2017
W.A. (Billy) Martell has been my rock during this horrible time and his respectful and supportive attitude has given me the strength to do this. Having talked with another company prior to Hoyes - Michalos, I can assure you that there is a vast difference out there when it comes to the treatment of people in my situation. I can also honestly tell you that some dignity is important - even to people who have made so many financial mistakes in their lives as I have. Billy does just that and more.

INDUSTRY BLOGS

Carrie Nation: A Crucial Catalyst of the Temperance Movement

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Carrie Nation, born Carrie Amelia Moore on November 25, 1846, in Garrard County, Kentucky, was a formidable figure in the American Temperance Movement, known for her audacious methods...

Smithville Whiskey

The Science of H2O: Why Water Matters in Whisky Production

#whiskey #smithville

Water, water everywhere, but not a drop to drink? Not so in whisky production! Here's a playful dive into the scientific significance of water in crafting the spirit we all adore....

Smithville Whiskey

Creating Magic in a Barrel: A Step-by-Step Guide to Crafting Traditional Whiskey

#whiskey #smithville

Hello, whiskey lovers and budding distillers alike! Today, we're taking a fascinating journey into the heart of the distillery to uncover the meticulous step-by-step process of...

Smithville Whiskey

The Fascinating History of Whiskey: From Earliest Origins to Present Day Popularity

#whiskey #smithville

Whiskey, a distilled alcoholic beverage made from fermented grain mash, has a rich and fascinating history that dates back centuries. Its story traverses continents, cultures,...

Smithville Whiskey

Grain Games: The Whisky Character Playground

#whiskey #smithville

Hello, whisky wanderers! Ready to hop, skip, and jump into the rollicking world of grains and their whimsical influence on whisky character? From the robust charm of barley to...

Smithville Whiskey

Prohibition and the Transformation of Women's Social Status and Behavior in the 1920s

#whiskey #smithville

The 1920s, often referred to as the "Roaring Twenties," were a time of significant social and cultural change in the United States, particularly for women. One major element of...

Smithville Whiskey

The Art of Distillation: How it Shapes the Flavour of Whisky

#whiskey #smithville

Hello, whisky enthusiasts! Today, we're embarking on a spirited exploration of one of the most significant steps in whisky-making: distillation. We'll delve into how this intricate...

Smithville Whiskey

Exploring the Spirit of America: The Kentucky Bourbon Trail and Its Impact on the Bourbon Industry

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Hey there, bourbon lovers! Have you ever wanted to wander through the heartland of bourbon production, learn from master distillers, and sip straight from the barrel? If so, there's...

Smithville Whiskey


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