Fair enough, I will share my story to all of you, hope my suck experience will help you don't stuck in the game. Both of myself and my wife have stable full time job and credit over 700, we trade up our van to Outlander PHEV, they said the interest rate is 0.99%(O.A.C). Cause I ask discount then they begin there show, ask my wife sign the finance document with 6.99% for 84 Month finance. It's ridiculous and rude, if you want deal with this issue by a gentle method, could phone or email me back. However, if you thought this kind of feedback is normal and make sense, you guys could continue what you want to do. Honestly, earn money need make sense without cheating.