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Tom Banducci, VP of Mortgage Lending

Tom Banducci, VP of Mortgage Lending

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5.0 Google Review
636 4th St, San Francisco, California, 94107, United States
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Mar 26, 2018
I'm a realtor in SF and have worked with Tom many times over the past few years . We only recommend lenders who can not only provide great rates but do all the upfront work to make sure our clients purchases are as stress free as possible. Every loan Tom has done for our clients has been smooth and seamless and he is an expert problem solver and a pleasure to work with. I'd highly recommend him.

Dec 13, 2017
We’ve worked with Garuanteed Rate on several transactions and it has always been a great experience. This is escpecially true when we recently purchased a new home in San Francisco. Tom helped us find a loan that fit our financial situation which allowed us to buy a new property before selling our existing one. All the people we worked with at Gauranteed Rate ensured closing went smoothly by staying on top what of needed to be done. We’d definitely work with them again.

Nov 26, 2017
Thank you Tom for helping us get our NEW Dream condo (In San Francisco)!! Despite a few road blocks (which were out of our control), Tom made it all happen. Question 2 - was "Agree" because honestly, getting a mortgage in SF - whether with Guaranteedrate or Wells Fargo, is NOT EASY at all. Tom was very attentive to our needs and at times when we were feeling discouraged, Tom gave us confidence that we would get the loan and came up with other options. Tom was professional and patient with us, and explained the process to us. I have already referred a co-worker to him and will continue to do so. Toast to you Tom and I'm gonna be a bit sad that we won't be getting emails or voicemails from you but we are really happy in our new home.

Mar 3, 2017
Tom was super helpful throughout my entire refinancing process. I worked with 2 other brokers prior to working with Tom (one on my initial home purchase, and one on an attempt at refinancing). It was refreshing how easy it was to work with Tom compared to those other people. I recommend going with Tom.

Apr 23, 2017
Tom was great to work with. The frustration of dealing with lenders was eased by his sense of humor, patience and abundance of experience. Would absolutely recommend.

INDUSTRY BLOGS

The Science of H2O: Why Water Matters in Whisky Production

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Water, water everywhere, but not a drop to drink? Not so in whisky production! Here's a playful dive into the scientific significance of water in crafting the spirit we all adore. Ready...

Smithville Whiskey

The Pivotal Role of Women in the Temperance Movement Leading Up to Prohibition in North America

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Historically, women have played an indispensable role in societal transformation. One such transformative movement was the Temperance Movement in North America leading up to Prohibition....

Smithville Whiskey

Famous Women and the Repeal of Prohibition: Evolving Perspectives

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While women were instrumental in initiating the Prohibition era, they also played a significant role in its repeal. The societal and cultural shifts during the 1920s and early...

Smithville Whiskey

The Art of Distillation: How it Shapes the Flavour of Whisky

#whiskey #smithville

Hello, whisky enthusiasts! Today, we're embarking on a spirited exploration of one of the most significant steps in whisky-making: distillation. We'll delve into how this intricate...

Smithville Whiskey

Whiskey Trails: A Cultural Expedition through Ireland and Scotland

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Whiskey, the golden spirit of the Gaelic lands, embodies more than just a delightful drink. In both Ireland and Scotland, it's a cultural touchstone, holding centuries of history,...

Smithville Whiskey

Exploring the Spirit of America: The Kentucky Bourbon Trail and Its Impact on the Bourbon Industry

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Hey there, bourbon lovers! Have you ever wanted to wander through the heartland of bourbon production, learn from master distillers, and sip straight from the barrel? If so, there's...

Smithville Whiskey

Whiskey Production: 18th Century Methods vs Modern Techniques

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In the 18th century, the choice of grain for whiskey production was largely determined by regional availability. In Scotland and Ireland, barley was the predominant grain, while...

Smithville Whiskey

Grain Games: The Whisky Character Playground

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Hello, whisky wanderers! Ready to hop, skip, and jump into the rollicking world of grains and their whimsical influence on whisky character? From the robust charm of barley to...

Smithville Whiskey


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Opening Hours

Mon:9 am - 7 pm
Tue:9 am - 7 pm
Wed:9 am - 7 pm
Thu:9 am - 7 pm
Fri:9 am - 7 pm
Sat:10 am - 6 pm

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