Trustee in Bankruptcy

I had the most easy, comforting and wonderful experience with MNP as I went through some financial challenges in my life. With their help and guidance I was able to get back on my feet and not only survive, but thrive! Thank you MNP!

My wife and I encountered financial difficulties when she was suddenly diagnosed with cancer. She was off work for a year and due to the lost income, our bills were too much for us to handle any longer. We did our very best to honor our financial commitments but it literally became supply of cash vs. demand and we fell behind. We kept struggling to make payments but the pressures of collection calls on top of her health issues became too much. We were very fortunate to contact Cindy Wallace at Sands & Assoc. We were able to negotiate a Consumer Proposal to pay the debts that was managable for us. The most important thing to know, DO NOT WAIT TOO LONG! If you do, you can actually miss the window for doing a C.P. and may be put into Bankruptcy instead. If you're struggling with debt, the strain on your emotional, mental and physical health can be very bad. Get help sooner than later and save the stress! I definitely recommend Cindy and Sands & Associates.

I went to Sands and Associates with alot of anxiety and apprehension. After my initial consultation with Cindy I already felt relieved. Cindy with her professionalism,knowledge and compassion put a plan in place for me. Within 45 days my proposal was accepted. Truly grateful. I strongly recommend Cindy and her team to anyone that maybe feeling the overwhelming pressure of debt.

Shelley is amazing to work with!!!

Facing some tough family-business challenge, I was referred to John Bottom & Associates. I have nothing but an absolute praise for this TEAM, especially the father-and-son duo of John and David. Both of them are extremely knowledgeable of all sorts of financial issues. not only that, they are also very compassionate towards their clients. No matter whether you become their client or not, one thing is always guaranteed, and that is their utmost efforts to give the right guidance, with no expectation of any monetary gains. If you need sound advice to tackle any financial situation, they will be happy to offer valuable advice, not just bankruptcy. Try them, you will be happy you did!

R West and Associates did a sup er job for us in our debt issues,,,, and we cannot complain,,,, as long as one follows through with R West guidlines, do your homework on expenses, save every scrap of receipt you have expended funds on, make sure you have funds in your bank account for fees, and you will succeed in youe debt issues. No doubt about it. Our Hats go off to Randy personally and to Karen and GiGi in the R West and Associates head office. Lawrence and Annie

Julie Cho help me. She was amazing, knowledgeable, professional and always respectful. I was in tough spot and was not sure what to do. I had collection agencies calling me 20 to 30 times a day. they were emailing me and mailing me daily and weekly. I barley seen any cheque on my account because it was getting garnishing. I was getting a rock bottom. When I finally took the step to call sand and associate, They booked and an appointment and I met with Julie. She help me step by step and now because of her, I'm paying less then 20% of what I woe. And Looking forward to living better life with out debt. I highly recommend Julie Cho and her team at Sand and Associates at the new Westminster office. A.J

If debt owns you, get a hold of Ken Rowan. He will consolidate all debts do a consumer proposal and soon your mind is at rest. Ken really works for you, he asks you what would be in your comfort zone when paying off your loans. Then he lets you know your time period when it will be paid in full.

I procrastinated in making an appointment and wish I hadn't. Tracey explained my options with clarity and distinction, making sure I knew what my choices were. The relief, the stress and powerlessness that being in debt felt like was lifted and I felt in control of my life again. I highly recommend Sands & Associates