Trustee in Bankruptcy

Honestly these people deserve some sort of humanitarian award. I had called a couple of other Trustees and found them to be either rude or disinterested or make me feel (even more) terrible about the situation I ended up in. Then I called Hoyes & Michalos after a recommendation from a friend. I went in feeling like the world was resting on my shoulders and came out feeling like someone had just lifted it off. I now had proper, solid, legal information about what could and could not happen, do yourself a favour and stop Googling, it won't help but talking to these guys will. All of the staff were polite, professional, non-judgemental and gave me advice in plain english. They were in no way pushy about what I should or shouldn't do, they simply provided me with the facts and obligations for each option and let me make the decision. These guys can help but its up to you to change your habits!! Can't believe how liberated I feel now that everything is done and dusted. Again stop the Googling, you'll drive yourself insane, go talk to the professionals.

Victor was amazing to work with! Very smart and easy to communicate with. Mary at the front desk became basically an extended family member, so easy to deal with, talk with, made me feel so comfortable and that everything was going to be ok. I am so happy and grateful I worked with Fong & Partners, I would 100% Recommend them to anyone who is thinking about it. My life was changed.

From initial consultation on my personal situation where all my options for debt relief were clearly outlined through the actual documentation and filing process, H,M&A and specifically Sandra Sykora - Licensed Insolvency Trustee were extremely supportive and very professional. All discussions were documented clearly, and suggestions on personal steps that should be taken during process were provided. The end result was the best situation I could have expected. Their work on my behalf is very much appreciated, and I strongly recommend Hoyes, Michalos & Assoc. for anyone seeking a debt solution.

Janet misled me and caused me more financial hardship than necessary. Quoted me TRIPLE the price of what a local bankruptcy fee would cost. I would never recommend this firm to anyone.

Professional, helpful and excellent service to receive the help that I needed.

Definitely the right people to go to for debt help. Very thorough and knowledgeable about what they do. Made the process easy for me to understand and easy to get everything in order!

They made me believe that second chance is possible and within reach. Brian, Courtney and Nicholas are great guys to deal with.

The people there are really helpful into understanding things while going through fixi g your credit. Friendly nice enviorment. I feel like a weight has been lifted off my shoulders after meeting with them.

Can't thank this team enough! Presented me with options I didn't even know about, and always professional, so friendly & approachable. Truly saved me when I was drowning in debt. Highly recommend!!

They are really great to deal with; from the first phone call to the last counselling. Scott advised me with relevant information and procedure and Shelley Ann guided me forward and was always asking if I have any concern, which I did not have because she explains well. They are really a big help and I am so glad I found them.

I was at my worst state both financially and emotionally prior to filing for bankruptcy. I was very scared to start the process of bankruptcy. I called around to different bankruptcy service companies. Being in an emotionally sensitive state I was unable to find a company that I felt comfortable with. When I called Spergel, I felt comfortable because they were completely understanding and sensitive to my situation. They have made my bankruptcy a painless and easy process. I would highly recommend this company.