Mortgage

Ok. So let me tell you all about the INCREDIBLE people at M&M. We had been through quite the year (job loss, birth of twins, etc.) and just wanted something to be easy... just some sort of break from having to bend over backwards to get anything done. We went through the Homes for Heroes program, and this place was top-notch when it came to service. We were contacted RIGHT away to make sure we knew every little detail about what needed to be submitted. We could text, email, call, scan or skywrite and they'd make sure we were taken care of as quickly as possible. Our rates were fantastic, and Marissa and Margo even showed us a variety of options with the loan. This made a huge difference, and actually allowed us to push a bit further and buy our dream home. Not the home you'd "say" is your dream home because you settled on something. Like, the real deal, top-of-the-top dream home. They treat you like a VIP, and if you are a first responder or military member, you can't possibly go anywhere else. You must choose Marissa and Margo. They know the ins and outs of your work, your schedule and what it takes to get you the best loan. Marissa & Margo (and your incredible team) - We cannot thank you enough for working with us, and for treating us like family.

Wife and I had a difficult loan and ran in to problem after problem during the closing process and Lou was right there with us every step.

Bill and his team were a breeze to work with. As a first time home buyer, I had a million questions and felt comfortable asking Bill (even the stupid ones!). I attempted to work with two other lenders, but neither of them were as responsive or as genuinely caring as Bill was. I once even called him at 10pm to ask one question.. and he answered! (Sorry, Bill...) His team was fantastic and always kept me in the loop as to what was happening, what stage the mortgage was in, and if I ever needed to do anything... All of this was done from 200 miles away through email and phone calls. Bill McDonald is the BEST and I highly recommend him! Thank you for everything you helped me with!

HomeRate successfully consolidated all of our debts into one payment saving us a bunch of money, simplified our budget, and we pocketed 2 months of mortgage payments. I would do it again but my rate is so low I can't imagine why I would need to?