![Hoyes, Michalos & Associates Inc. – Consumer Proposal & Licensed Insolvency Trustee](https://main.on.verview.com/fileserver/businessmain/201908/thumbnail-sm-rectangle/main-9710456-6f6d0d75-e4cc-4dea-9217-87f7ed958a67-hoyes-mich.jpg)
Hoyes, Michalos & Associates Inc. – Consumer Proposal & Licensed Insolvency Trustee
265 Front St N #Suite 411, Sarnia, Ontario, N7T 7X1, Canada![Farber & Partners - Consumer Proposal & Licensed Insolvency Trustee](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
Farber & Partners - Consumer Proposal & Licensed Insolvency Trustee
88 James St, Parry Sound, Ontario, P2A 1T7, Canada![MNP Ltd – Licensed Insolvency Trustee](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
MNP Ltd – Licensed Insolvency Trustee
7285 Arkona Rd, Lambton Shores, Ontario, N0M 1B0, Canada![BDO Debt Solutions](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
BDO Debt Solutions
556 O'Connor Dr #100, Kingston, Ontario, K7P 1N3, Canada
I can't say enough good things about Johanna, not only does she take the time and effort to make sure you don't feel overwhelmed but she'll fight tooth and nail for you and all your rights. I highly recommend her to anyone who is overwhelmed in debt.
![Lazard & Associates Inc](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
Lazard & Associates Inc
556 O'Connor Dr, Kingston, Ontario, K7P 1N3, Canada![F J Zielski & Assoc Inc](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
F J Zielski & Assoc Inc
2447 Princess St, Kingston, Ontario, K7M 3G1, Canada
Licenced Trustee promised I would be able to apply for OSAP to upgrade work qualifications during the proposal. Two years into the Consumer Proposal I was in a college program and needed access to OSAP. I was told to contact my trustee. He ducked my calls for two weeks. When he finally spoke to me he said he had no intention of helping me with the required support he had promised. He told me I had 2 options: keep making my payments on time or don't; and that my creditors would come after me and sue me. This was a complete reversal from his assurances prior to my signing the consumer proposal. This callous dishonesty in practice kept me from accessing even an emergency loan from the college. I was unable to pay my second semester tuition. This trustee was meant to help me, instead he torpedoed my life with his lack of integrity.
I was also required to travel to Belleville a couple of times as Kingston is a satellite office.
If it happened to me, it could happen to you.
I'm sure there are honest trustees out there, all I know for sure is that there is a dirty one in this bunch.
![D. & A. MacLeod Company Ltd.](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
D. & A. MacLeod Company Ltd.
650 Dalton Ave, Kingston, Ontario, K7K 6Z1, Canada![Brief & Associates Inc.::Licensed Insolvency Trustee](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
Brief & Associates Inc.::Licensed Insolvency Trustee
904 Princess St, Kingston, Ontario, K7L 1H1, Canada
Horrible service from staff but owner is excellent.
![Brief Associates Inc](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
Brief Associates Inc
904 Princess St, Kingston, Ontario, K7L 1H1, Canada![Fontaine & Associates Inc.](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
Fontaine & Associates Inc.
847 Princess St #207, Kingston, Ontario, K7L 1G9, Canada
Got the job done well.
![Goldhar & Associates Ltd., Licensed Insolvency Trustee.](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
Goldhar & Associates Ltd., Licensed Insolvency Trustee.
221 Queen St #Suite #203, Kingston, Ontario, K7K 1B4, Canada![Raby Brian & Associates Inc](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
Raby Brian & Associates Inc
303 Bagot St, Kingston, Ontario, K7K 5W7, Canada![Ginsberg Gingras & Assoc Inc](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
Ginsberg Gingras & Assoc Inc
55 Rideau St, Kingston, Ontario, K7K 2Z8, Canada![MNP Ltd – Licensed Insolvency Trustee](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
MNP Ltd – Licensed Insolvency Trustee
27 Princess St #Suite 410, Kingston, Ontario, K7L 1A3, Canada![MNP Ltd – Licensed Insolvency Trustee](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
MNP Ltd – Licensed Insolvency Trustee
560 Exmouth St #99, Sarnia, Ontario, N7T 5P5, Canada![MNP Ltd – Licensed Insolvency Trustee](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
MNP Ltd – Licensed Insolvency Trustee
704 Mara St, Point Edward, Ontario, N7V 1X4, Canada![Farber & Partners - Consumer Proposal & Licensed Insolvency Trustee](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
Farber & Partners - Consumer Proposal & Licensed Insolvency Trustee
546 Christina St N #404c, Sarnia, Ontario, N7T 5W6, Canada![MNP Ltd – Licensed Insolvency Trustee](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
MNP Ltd – Licensed Insolvency Trustee
40 Centre St #301, Chatham-Kent, Ontario, N7M 5W3, Canada![Hoyes, Michalos & Associates Inc.](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)
Hoyes, Michalos & Associates Inc.
193 St Clair St, Chatham-Kent, Ontario, N7L 1S4, Canada![BDO Debt Solutions](https://fileserver.on.verview.com/fileserver/default/default-business-v2.jpg)