Trustee in Bankruptcy

The Spergel offices provided me with clarity on my financial situation. They we’re extremely professional and polite. Ultimately, made sure I made the best decision possible. A burden has been lifted off my shoulder with the help of Adam Rauf and Samantha Galea. I would absolutely recommend their services.

Honestly, I only gave BDO one star because I didn't have the option to give them none. My experience with BDO was absolutely terrible!! I went to BDO to take care of my bankruptcy. While the woman who opened my file was great, it quickly went downhill from there. First, they did my taxes wrong, and when I brought it to their attention, they made me feel like it wasn't a big deal, and I didn't even get an apology. To make matters worse, when I asked how long the reassessment process would be, they told ME to call and find out even though it was their mistake. Fast forward almost a year later (and MANY letters from CRA shaming me for not paying my outstanding taxes I DID NOT owe), I get my reassessment only to find out there was ANOTHER error on the filing by BDO!! Again, I brought it to their attention with a very icy response and again, ZERO apology. Even when I was discharged, NO ONE even bothered to follow up with creditors that I included in my bankruptcy to see if everything was up to date on their end. I had to find out after getting DECLINED for an apartment (incredibly embarrassing) that not a single creditor had updated with the credit bureau, and showed the entire amount I owed outstanding with NO payments for close to 2 years! When I brought this to the attention of BDO, I was told they can't force creditors to update their files. No, but at the very least, BDO could have had the courtesy to CHECK and see if the process had even taken affect prior to sending me on my way. I actually had to contact MNP LLP to help me sort out this mess, and in 5 minutes, they gave me the answers and direction that ALL employees at the Clayton Park branch failed to give to me. I even brought this to the attention of Phil Clarke, a Partner, who didn't EVEN BOTHER looking into this whole mess (even though he ASSURED ME he would). It wasn't until I sent him numerous emails asking for a reply that he finally replied and STILL didn't even respond to the issues I brought forth!! I enquired about a refund, since I did not feel I got the services or respect myself and my file deserved, and was met with a cool NO. I wouldn't recommend BDO to my worst enemy, the service and experience was that revolting.

As many people who are reading this review will understand. I was broke, Drowning in debt and desperate for any kind of reprieve from the barrage of debt collectors, looking for their money. I had of course, tried many alternatives: Loans, Credit Counseling... But nothing seemed to help. Enter Spergel. I was hesitant. But from the moment they picked up the phone, They were polite, honest and professional. I set up a consultation and went in. From the moment I met the team, I knew that I had found my help. I was immediately put at ease and was filled with confidence that I had made the right choice. They sat me down, Looked at my debts and came up with a couple of options for me. They then explained, in simple terms what was all involved and what exactly will happen. So I thought long and hard and decided to do it. We then settled on a payment plan and I was off and running. No sooner did I set this up, That the calls stopped and for the first time in years, My phone was silent. I actually had to look at the phone to make sure it was still working! It was glorious and wonderful. Please understand. You will need to put forth your due diligence. Budget sheets and a monthly payment are some of the things you should expect and you will need to attend a couple of meetings for help with budgeting, but if you are considering bankruptcy, then you probably, like me, need the help! So TLDR; Great Company. Great People. Do yourself the favour. Get out of debt, Get the help you need. Let them work with you and get yourself back to where you need to be in life. Thank you Spergel. You saved my life. Literally. If I hadn't called, I likely wouldn't be here. You helped me put my life back in order.

Brief and Associates were informative, and respectful. Thank you Brief and Associates!

Hello Kelly, Thank you for taking the time to explain the differences between bankruptcy and a consumer proposal. You made me feel very comfortable and at ease knowing I can make this work, and turn around my financial future and I really appreciate that.

Very good people to deal with.

If you are having debt problems, call them. They will help you get rid of all your debts. The best part is that their fees are already included in the monthly payment.

Managers of Debt Solutions available to provide you with a range of options to your personal financial problems.

Victor did a great job made me feel comfortable and relieved, I highly recommend Fong and Partners, Victor takes care and looks after your interests.

I have been taking my taxes to Nancy at Scott, Pichelli & Easter for many years now. She is extremely diligent and efficient and she is an excellent communicator. Because I'm self-employed, there is usually anxiety surrounding the tax process but Nancy is an expert at allaying my fears and making me feel comfortable. She is always cheerful and her positive outlook is one of the many things that keeps me coming back.

After a bad experience with A. Farber, I decided to use MNP. My finances were especially tight and I couldn't afford the normal payments. Working out a different payment schedule was very easy. I have worked with Dawn in the Kitchener office and she has been amazing. She was always very prompt in answering any questions and always explained things thoroughly. I would highly recommend them.