Trustee in Bankruptcy

Hoyes, Michalos and Associates offered me excellent help within the scope of my financial dilemma. Today I received my Certificate of completion which made me so proud to have chosen this outfit-competend and friendly. Thank you for getting my financial affairs in order in such relative short time!👌👍 Mrs. H. Gregg

IF YOU DON'T KNOW SOMETHING THEY DON'T TELL YOU - HAD $16,000 WORTH OF WORK DONE ON MY TEETH THAT I COULD HAVE CLAIMED. WHEN I FOUND OUT I COULD CLAIM IT -IT WAS TO LATE - ASKED THEM WHY THEY NEVER TOLD ME I COULD CLAIM THIS -THE ANSWER WAS -WE ONLY FILE WHAT YOU BRING TO US - UNBELIEVABLE

Chris Welker is very knowledgeable and easy to talk to. If you are struggling with debt, I recommend setting up an appointment with Chris. He will be able to answer all of your questions and can start you on the road to financial freedom before you leave the office.

My name is Jennifer and had a serious debt problem. I felt like I had nowhere to turn and didn’t know what to do because my debts were suffocating me. After I met with JP Graci and Associates, I realized that there was something I could do and that I did have options. My free consultation with Paul Graci was fantastic. He was very friendly and was very helpful. He helped me to make a decision that was in my best interest. I decided to go with a Consumer Proposal and an action plan on how to manage my debts. I am very thankful that I could avoid filing bankruptcy. I would recommend JP Graci and Associates to anyone who might be facing a financial crisis on their hands.

After a bad experience with A. Farber, I decided to use MNP. My finances were especially tight and I couldn't afford the normal payments. Working out a different payment schedule was very easy. I have worked with Dawn in the Kitchener office and she has been amazing. She was always very prompt in answering any questions and always explained things thoroughly. I would highly recommend them.

Very grateful for the knowledge, experience, and willingness to help guide me through every step of the process of filing a consumer proposal. A.Farber helped to relieve a lot of stress and help me come up with a plan for getting back on track financially.

They are very helpful and take care of everything so you can have a fresh start I was very happy with there service I would recommend them to anyone with financial problems:-)