Trustee in Bankruptcy

Victor was amazing to work with! Very smart and easy to communicate with. Mary at the front desk became basically an extended family member, so easy to deal with, talk with, made me feel so comfortable and that everything was going to be ok. I am so happy and grateful I worked with Fong & Partners, I would 100% Recommend them to anyone who is thinking about it. My life was changed.

The people there are really helpful into understanding things while going through fixi g your credit. Friendly nice enviorment. I feel like a weight has been lifted off my shoulders after meeting with them.

Honestly these people deserve some sort of humanitarian award. I had called a couple of other Trustees and found them to be either rude or disinterested or make me feel (even more) terrible about the situation I ended up in. Then I called Hoyes & Michalos after a recommendation from a friend. I went in feeling like the world was resting on my shoulders and came out feeling like someone had just lifted it off. I now had proper, solid, legal information about what could and could not happen, do yourself a favour and stop Googling, it won't help but talking to these guys will. All of the staff were polite, professional, non-judgemental and gave me advice in plain english. They were in no way pushy about what I should or shouldn't do, they simply provided me with the facts and obligations for each option and let me make the decision. These guys can help but its up to you to change your habits!! Can't believe how liberated I feel now that everything is done and dusted. Again stop the Googling, you'll drive yourself insane, go talk to the professionals.

I highly recommend the services of Hoyes Michalos Associates. I went to their Guelph office and was given helpful, honest, and useful advice. They helped me solve a long running financial problem and gave me a new lease on life. Each step was explained fully and I was given choices I never knew I had.

They made me believe that second chance is possible and within reach. Brian, Courtney and Nicholas are great guys to deal with.

Hoyes, Michalos and Associates offered me excellent help within the scope of my financial dilemma. Today I received my Certificate of completion which made me so proud to have chosen this outfit-competend and friendly. Thank you for getting my financial affairs in order in such relative short time!👌👍 Mrs. H. Gregg

Can't thank this team enough! Presented me with options I didn't even know about, and always professional, so friendly & approachable. Truly saved me when I was drowning in debt. Highly recommend!!

They are really great to deal with; from the first phone call to the last counselling. Scott advised me with relevant information and procedure and Shelley Ann guided me forward and was always asking if I have any concern, which I did not have because she explains well. They are really a big help and I am so glad I found them.

Definitely the right people to go to for debt help. Very thorough and knowledgeable about what they do. Made the process easy for me to understand and easy to get everything in order!

Janet misled me and caused me more financial hardship than necessary. Quoted me TRIPLE the price of what a local bankruptcy fee would cost. I would never recommend this firm to anyone.

Hoyes,Michalos & Associates have been nothing but a lifeline for me in my financial mess. Each and every person I have met in their company has been upfront, caring and responsible in providing what i needed to know before any decision was made to resolve my financial issues. They have taken a great weight off my shoulders. Would highly recommend them to anyone who is needing another option for their financial debt.

Professional, helpful, courteous and at no time made us feel that we were at fault. We would like to thank Hoyes, Michalos and staff for their help and consideration Garry & Liz Kempinski

They really care about helping people, and have a great deal of experience.

Fantastic at what they do! They helped in a desperate time and never made us feel bad! I would recommend them to everyone!

Best Decision I Ever Made to Get My Debt Paid with A Consumer Proposal. Without the Help of Hoyes,Michalos & Associates Inc. I never would have been able to do it.

Professional, helpful and excellent service to receive the help that I needed.

I have dealt with/spoken with four different individuals with Hoyes-Michalos while arranging my consumer proposal and each one was incredibly friendly, polite and supportive. The feeling of relief I now have cannot be put into words. I recommend Hoyes-Michalos with no hesitation.